diff --git a/src/hooks.lisp b/src/hooks.lisp
index 9c949a5..b5c191b 100644
--- a/src/hooks.lisp
+++ b/src/hooks.lisp
@@ -11,18 +11,21 @@
 
 (in-package #:cl-user)
 
-#+ccl
-(progn
-  (push (lambda () (cffi:close-foreign-library 'CL+SSL::LIBSSL))
-        *save-exit-functions*)
+(defun close-foreign-libs ()
+  "Close Foreign libs in use by pgloader at application save time."
+  (let ((sb-ext:*muffled-warnings* 'style-warning))
+    (mapc #'cffi:close-foreign-library '(cl+ssl::libssl
+                                         mssql::sybdb))))
 
-  (push (lambda () (cffi:load-foreign-library 'CL+SSL::LIBSSL))
-        *lisp-startup-functions*))
+(defun open-foreign-libs ()
+  "Open Foreign libs in use by pgloader at application start time."
+  (let ((sb-ext:*muffled-warnings* 'style-warning))
+    ;; we specifically don't load mssql::sybdb eagerly, it's getting loaded
+    ;; in only when the data source is a MS SQL database.
+    (cffi:load-foreign-library 'cl+ssl::libssl)))
 
-#+sbcl
-(progn
- (push (lambda () (cffi:close-foreign-library 'CL+SSL::LIBSSL))
-       sb-ext:*save-hooks*)
+#+ccl  (push #'open-foreign-libs *lisp-startup-functions*)
+#+sbcl (push #'open-foreign-libs sb-ext:*save-hooks*)
 
- (push (lambda () (cffi:load-foreign-library 'CL+SSL::LIBSSL))
-       sb-ext:*init-hooks*))
+#+ccl  (push #'close-foreign-libs *save-exit-functions*)
+#+sbcl (push #'close-foreign-libs sb-ext:*init-hooks*)
diff --git a/src/parsers/command-mssql.lisp b/src/parsers/command-mssql.lisp
index c2efb57..88b0960 100644
--- a/src/parsers/command-mssql.lisp
+++ b/src/parsers/command-mssql.lisp
@@ -116,6 +116,10 @@
                                            (including)
                                            (excluding))
   `(lambda ()
+     ;; now is the time to load the CFFI lib we need (freetds)
+     (let ((sb-ext:*muffled-warnings* 'style-warning))
+       (cffi:load-foreign-library 'mssql::sybdb))
+
      (let* ((state-before  (pgloader.utils:make-pgstate))
             (*state*       (or *state* (pgloader.utils:make-pgstate)))
             (state-idx     (pgloader.utils:make-pgstate))